The cutoff frequency \(f_c\) of a first-order low-pass filter is given by:
\[
f_c = \frac{1}{2 \pi R_1 C_1}
\]
Substitute the values:
\[
f_c = \frac{1}{2 \pi \times 1.2 \times 10^3 \times 0.02 \times 10^{-6}} \approx 2.63 \, \text{kHz}
\]
Final Answer:
\[
\boxed{2.63 \, \text{kHz}}
\]