If you are trying to make an appearance in the corporate world, then stepping into a university with prospects as much as what Lucknow University has would not necessarily turn out good at the end of the day. 

There is a broader reason why:

• Choosing to pursue an intensive course like MBA might not be fruitful if you opt for a particularly obscure university.
• The professors of the university can be highly qualified and professional in what they have done until now. 
• Lucknow University has not quite sntached the attention, when placements are considered.
• The pedagogy of the faculty is undoubtedly exceptional, but the administration does not take responsibility for placement opportunities.

If you are particularly focusing on your academic credentials, besides your location tethered to Lucknow itself, then Lucknow University can be a good choice; but in no case otherwise. 

It is best that you reach out to several faculty members of the institute closely attached to Lucknow University, for better guidance regarding your course structure.

One of my friends is a recent alumni of the institute. According to him it is a really good institute. Let me share his experience which might help you get to know the college better.

• A few years back, IET Lucknow offered MBA only in HR, Marketing, Finance, IT, and IB.
• In case you want to go for IT or IB, you might have to study yourselves, without the assistance of the faculty.
• The professors are usually supportive and extremely co-operative. However, their pedagogy is not as best as you can possibly anticipate. Most of the faculty is contract based.
• Fundamentally, the HOD and the office boy are possibly the only permanent members of the institute.
• The fees, however, are extremely low. It is 60,000 to 70,000 for a period of 2 years.
• You should obtain a very good rank so as to enroll at IET Lucknow. My friend mainly secured the position of 72nd in the general category.
• The placements for MBA students is not particularly the best.

You can choose enrolling at IET Lucknow since it is better than most other other institutes located in vicinity of it. Since IET Lucknow is also affordable, the general pressure of loans usually gets off the shoulders of students.

Yes, you should definitely consider going here and it will be worth the loans and finances you invest into this college. One of my friends has taken admission in IFMR through an education loan. He says the institute is totally worth it. The amount you invest in your education will not only depend on the return on investment but also on growth opportunities.

• At IFMR, you will see a mix of extensive and rigorous study but great packages and good opportunities. 
• Once you enter the college, you will realize why the fees demanded from students are so high. 
• From my knowledge, the place is a nonprofit organization. This means, you will get what you pay. 
• It has great hostels, faculty, and a mess with all-around growth even if you are a lazy student.

Both placements and the packages offered here are very good. It has a 100% placement record since the college began 40+ years ago. In the 2020 placement drive, the highest CTC offered was INR 13.6 LPA with an average CTC of INR 9.37 LPA. Some of the top recruiters include JP Morgan and Chase, Deloitte, Cognizant, and HDFC Bank.

Now since you are specifically talking about a loan, let me assure you that you can come to IFMR without any hesitation. This college has excellent placements and growth opportunities in market-leading MNCs and you will definitely be able to cover your education loan. In the long run, you will able to make money hands over fists. Your return on investment will be good.

From what you can see above, the packages offered at IFMR match industry standards as well. Therefore, you clearly don’t have to worry. It is value for money and you can take an education loan without worries.