Step 1: Concept $S_N1$ involves a two-step mechanism with a planar carbocation, allowing attack from both sides (racemization).
Step 2: Meaning $S_N2$ is a single-step, concerted mechanism where the nucleophile attacks from the backside (Walden inversion).
Step 3: Analysis Assertion (A) correctly describes the stereochemical outcomes of both reactions. However, Reason (R) is factually incorrect because it swaps the mechanisms: $S_N1$ uses a carbocation and $S_N2$ is concerted.
Step 4: Conclusion Since the Assertion is true but the Reason is false, the correct option is 3.
Final Answer: (3)