Question:
Directions: Choose the correctly spelled words to fill in the blanks.
Malti Ahuja is making a sincere effort to pay off her —— .
Directions: Choose the correctly spelled words to fill in the blanks.
Malti Ahuja is making a sincere effort to pay off her —— .
Malti Ahuja is making a sincere effort to pay off her —— .
Updated On: Jul 15, 2026
- crediter
- creditar
- credittor
- creditor
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The Correct Option is D
Approach Solution - 1
The correct option is (D): creditor.
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Approach Solution -2
The sentence needs a noun for "one to whom money is owed," and the task is to identify which spelling of that word is correct. Let's look at each option's spelling on its own merits:
- crediter: This form uses the agent suffix "-er," which is common in words like "worker" or "teacher," but it is not the suffix English uses for this particular word. "Crediter" is not a recognised spelling.
- creditar: This form ends in "-ar," a suffix seen in words like "beggar" or "burglar," but again this is not how the word is spelled. "Creditar" is incorrect.
- credittor: This form doubles the letter "t," giving "creditt-or." The root word is "credit," which has only one "t," so doubling it here is a spelling error.
- creditor: This form takes the root "credit" and adds the standard "-or" suffix used for agent nouns such as "actor," "doctor," and "debtor" (its natural opposite). "Creditor" is the correctly spelled word for a person to whom a debt is owed, and it fits the sentence about Malti Ahuja paying off what she owes.
Only one of the four spellings matches the standard English form of the word, and it also happens to complete the sentence correctly in meaning.
Therefore, the correct answer is creditor.
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Approach Solution -3
This question tests which spelling of the word for "a person to whom money is owed" is correct. Looking at the word's origin can help identify the standard English form. Let's trace each option back to how the word is actually built:
- crediter: The word in question comes from the Latin verb "credere" (to trust or believe), which enters English through "credit." When English forms an agent noun from a Latinate root like this, it typically takes the Latin-derived "-or" ending rather than the Germanic "-er" ending used in native English verbs like "worker" or "helper." "Crediter" applies the wrong ending family to a Latinate root.
- creditar: The "-ar" ending appears in words such as "beggar," which are exceptions rather than the rule for Latinate agent nouns. There is no historical basis for "credit" taking an "-ar" suffix, so this spelling has no etymological support.
- credittor: Doubling the "t" would only be expected if the root itself carried a doubled consonant, similar to how "admit" doubles into "admitted." But "credit" is already a complete root with a single "t," so no doubling rule applies here, making the double "t" an unjustified insertion.
- creditor: Following the Latinate pattern, "credit" plus the agent suffix "-or" gives "creditor," matching other Latin-derived agent nouns like "actor" and "doctor." This is also exactly how "debtor" is formed from "debit," the natural opposite of this word.
Tracing the word to its Latin root and the standard agent-noun pattern that root follows confirms only one spelling is properly formed.
Therefore, the correct answer is creditor.
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Top CLAT English Questions
- In the realm of contemporary literature, the interplay between character and setting is a nuanced dance that shapes the narrative’s essence. The setting, often described with painstaking detail, becomes more than a backdrop; it becomes a character, influencing the plot and character development.
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Yes, there were some apricot trees close to the house. There were clumps of iris that had finished blooming. There was the kitchen with a wing of smoke lifting out of its chimney and a stack of wood outside its door. But these were incidental, almost unimportant.
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Consider, for instance, the barren expanse of the desert in Jhumpa Lahiri’s The Namesake. The arid landscape mirrors the sense of isolation felt by the protagonist, Gogol, as he navigates his identity crisis in a foreign land. The relentless sun and vast sands are not mere descriptions; they are the silent witnesses to his inner turmoil.
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What pleased and satisfied her so, here at Carignano, was its barrenness. This was the chief virtue of all Kasauli of course-its starkness. It had rocks, it had pines, it had light and air. In every direction there was a sweeping view - to the north, of the mountains, to the south, of the plains. Occasionally an eagle swam through this clear unobstructed mass of light and air, that was all. And Carignano, her home on the ridge, had no more than that. Why should it? The sun shone on its white walls. Its windows were open the ones facing north opened on to the blue waves of the Himalayas flowing out and up to the line of ice and snow sketched upon the sky, while those that faced south looked down the plunging cliff to the plain stretching out, flat and sere to the blurred horizon.
Yes, there were some apricot trees close to the house. There were clumps of iris that had finished blooming. There was the kitchen with a wing of smoke lifting out of its chimney and a stack of wood outside its door. But these were incidental, almost unimportant.
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