Step 1: To cross the river, only the component of velocity perpendicular to the bank is useful.
Step 2: Effective crossing speed:
\[
u_{\perp}=u\cos\theta.
\]
Step 3: Time to cross width:
\[
t=\frac{d}{u\cos\theta}.
\]
Step 4: Flow velocity \(v\) affects drift, not crossing time.
Hence → (C).