Step 1: The question asks for the MECHANISM of multidrug resistance in Pseudomonas aeruginosa associated with contact lens keratitis, not the risk factor for getting infected.
Step 2: Pseudomonas aeruginosa readily forms biofilms, a matrix of secreted polysaccharide (glycocalyx) in which the bacteria embed themselves, including on the surface of soft contact lenses and the cornea.
Step 3: Within a biofilm, antibiotics penetrate poorly, the bacteria grow slowly, and protected sub-populations survive. This makes the organism phenotypically resistant to many drugs at once, explaining the multidrug-resistant behaviour in this clinical setting.
Step 4: Option B (poor lens hygiene) and Option C (overuse of topical antibiotics) are risk factors or selection pressures, not the intrinsic mechanism by which this strain resists multiple drugs. Option A (gene transfer from commensals) is a general resistance route but is not the characteristic, lens-associated mechanism for Pseudomonas keratitis.
Step 5: The biofilm explains why the contact-lens-related Pseudomonas is hard to eradicate and resists several antibiotics simultaneously.
Hence the answer is Option D (Ability of Pseudomonas to produce biofilms).