Zayed University (ZU): Courses, Fees, Cost of Living 2026-27

Zayed University (ZU): Courses, Fees, Cost of Living 2026-27

Dubai, DubaiLocation
UniversitySchool type
Estd1998established year
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Naman Mittal

Updated on - Sep 22, 2026

Zayed University fees for Indian students vary by study level and programme. Undergraduate tuition is charged at AED 2,500 (INR 65,225) per credit hour, while master’s programmes range from AED 2,500 to AED 4,267 (INR 65,225 to INR 1.11 Lakhs) per credit. Zayed University is a federal public university with campuses in Abu Dhabi and Dubai, offering popular programmes in areas such as information technology, business, and communication.

  • Undergraduate tuition: AED 2,500 (INR 65,225) per credit hour
  • Undergraduate full degree: AED 300,000 (INR 78.27 Lakhs) for 120 credits
  • Graduate tuition: AED 2,500 - 4,267 (INR 65,225 - INR 1.11 Lakhs) per credit
  • On-campus housing in Abu Dhabi: From AED 12,000 (INR 3.13 Lakhs) per year for a shared room
  • Application fee: AED 262.50 (INR 6,849) for undergraduate and AED 420 (INR 10,958) for graduate applicants

For new applicants, Spring 2027 (January - February 2027) and Fall 2027 (August - September 2027) are the relevant intake periods. The UAE student residence visa is sponsored by the university, so students should start the visa process soon after completing the admission and registration requirements.

For the first year, an undergraduate student living on campus should budget AED 111,000 (INR 28.96 Lakhs) including tuition and accommodation. Students should plan their expenses as annual cash flow and confirm the latest tuition, housing and visa charges before finalising their budget.

Spring 2027 and Fall 2027 Intakes: 

Intake: Spring 2027 (January to February start) is workable if you apply now, since the UAE student visa clears in a few weeks. Fall 2027 (August to September) is the larger intake. Both campuses take students each semester.

When to pay: A registration fee is due before you enroll, and each semester's tuition can be split into three installments across the term.

Scholarships: Graduate applicants are automatically considered for merit scholarships at admission. A 25% Family Grant applies for each sibling after the first, and merit-based tuition discounts are available for strong undergraduate applicants.

Note: All INR figures use 1 AED = 26.09 INR as of sept 2026.

Also check, Zayed University (ZU)


Zayed University Tuition Fees by Programme

Undergraduate tuition at Zayed University is AED 2,500 (INR 65,225) per credit hour for all majors, so a bachelor's costs about AED 75,000 (INR 19.57 Lakhs) a year and AED 300,000 (INR 78.27 Lakhs) for the full 120-credit degree. Master's tuition is set per programme, so it varies more.

Undergraduate Fees: 2026-27

Every bachelor's programme is charged at the same AED 2,500 (INR 65,225) per credit rate, whether you study information technology, business, or communication. Total cost then depends only on your credit load.

Programme Per credit hour Annual (30 credits) Full degree (120 credits)
B.S. Information Technology AED 2,500 (INR 65,225) AED 75,000 (INR 19.57 Lakhs) AED 300,000 (INR 78.27 Lakhs)
B.B.A. Business Administration AED 2,500 (INR 65,225) AED 75,000 (INR 19.57 Lakhs) AED 300,000 (INR 78.27 Lakhs)
B.A. Communication and Media AED 2,500 (INR 65,225) AED 75,000 (INR 19.57 Lakhs) AED 300,000 (INR 78.27 Lakhs)

Graduate Fees: 2026-27 (Course-Wise)

Master's tuition ranges from AED 2,500 to AED 4,267 (INR 65,225 to INR 1.11 Lakhs) per credit, and programmes run 30 to 48 credits, so the full-degree cost varies widely by subject. The table below is the official per-programme schedule, all figures VAT-inclusive.

Master's programme Credits Per credit hour Full degree tuition fees
M.S. Information Systems Management 30 AED 2,666 (INR 69,556) AED 79,980 (INR 20.87 Lakhs)
M.S. Environment and Sustainability Sciences 36 AED 2,500 (INR 65,225) AED 90,000 (INR 23.48 Lakhs)
M.S. Finance 36 AED 2,667 (INR 69,582) AED 96,012 (INR 25.05 Lakhs)
M.A. Communication 36 AED 2,667 (INR 69,582) AED 96,012 (INR 25.05 Lakhs)
M.S. Information Technology (Cyber Security) 30 AED 3,200 (INR 83,488) AED 96,000 (INR 25.05 Lakhs)
Master of Legal and Judicial Studies (Arabic) 38 AED 2,526 (INR 65,903) AED 95,988 (INR 25.04 Lakhs)
M.S. Counselling Psychology 48 AED 2,500 (INR 65,225) AED 120,000 (INR 31.31 Lakhs)
Master in Diplomacy and International Affairs 30 AED 4,267 (INR 1.11 Lakhs) AED 128,010 (INR 33.40 Lakhs)

Note: The Master of Legal and Judicial Studies is taught in Arabic, so most Indian applicants will look at the English-taught programmes such as Information Systems Management, Cyber Security, or Finance. Tuition is identical at the Abu Dhabi and Dubai campuses.

Also check, Zayed University Admissions 2026 


Zayed University Fee Structure and Yearly Cost Drivers

Zayed University charges by the credit hour, so your yearly bill is simply the per-credit rate times the credits you take, with tuition capped and billed each semester. Fees are set at the federal level and published per academic year, and the university does not release a multi-year fee archive, so no year-over-year series is shown here.

Cost driver How it works Effect on your bill
Per-credit rate AED 2,500 undergraduate; AED 2,500 to AED 4,267 graduate Fixed by programme, VAT included
Credit load About 30 credits a year full-time More credits per term finishes the degree sooner
Programme length 120 credits undergraduate; 30 to 48 graduate The main reason master's totals differ

Key Insight: Because tuition is purely per-credit, taking a full 15-credit load each semester for the Spring 2027 or Fall 2027 intake finishes your degree faster and caps your total spend. Dropping below full-time stretches the timeline and can affect your student visa.


Cost of Living in Abu Dhabi and Dubai for Indian Students

Living on campus at the Abu Dhabi residence costs from AED 12,000 (INR 3.13 Lakhs) a year for a shared room, using Zayed University's own published charges. The rate includes water, electricity, cleaning, maintenance, and weekly transport, but not food.

Expense Monthly (AED) Monthly (INR) Annual (INR) Notes for Indian students
Housing, double room (on-campus) AED 1,500 INR 39,135 INR 3.13 Lakhs Abu Dhabi campus; utilities and weekly transport included
Housing, single room (on-campus) AED 3,000 INR 78,270 INR 6.26 Lakhs Abu Dhabi campus
Food and personal AED 2,000 INR 52,180 INR 6.26 Lakhs University-recommended minimum for personal use

Note: On-campus residence is at the Abu Dhabi campus. Dubai campus students live off-campus, where a shared room typically runs AED 2,000 to AED 4,000 (INR 52,180 to INR 1.04 Lakhs) a month, so Abu Dhabi on-campus is usually the cheaper base.

Currency Tip: The dirham is pegged to the US dollar, so the AED-to-INR rate is stable and easy to plan for the Spring 2027 or Fall 2027 intake. Move larger sums through a forex card or a specialist provider rather than a raw bank wire to save 2% to 3%.

Also check,


Total Cost of Studying at Zayed University

Year one costs about AED 111,000 (INR 28.96 Lakhs) all-in for an undergraduate living on campus in a shared room, and about AED 77,000 (INR 20.09 Lakhs) for a master's student. These combine tuition, on-campus housing, and food and personal expenses.

Scenario Tuition (INR) Housing (INR) Food and personal (INR) Total Year 1 (INR)
Undergraduate, on-campus double room INR 19.57 Lakhs INR 3.13 Lakhs INR 6.26 Lakhs INR 28.96 Lakhs
Master's (Info Systems Management), on-campus double INR 10.43 Lakhs INR 3.39 Lakhs INR 6.26 Lakhs INR 20.09 Lakhs

Across a full degree, a four-year bachelor's totals about AED 444,000 (INR 1.16 Crore) all-in, while a two-year master's such as Information Systems Management totals about AED 154,000 (INR 40.17 Lakhs). Because these amounts are modest by US or UK standards, many Indian families fund Zayed University from annual cash-flow or savings rather than a large education loan.

Key Insight: A full undergraduate degree at Zayed University costs roughly what one year at many US public universities costs. For the Fall 2027 intake, a shared on-campus room over a single is the biggest controllable saving, worth about INR 3.13 Lakhs a year.


Zayed University Scholarships for Indian Students

Graduate applicants at Zayed University are automatically considered for merit scholarships at the point of admission, with no separate application, provided they submit credentials by the deadline. Undergraduate applicants can access merit-based tuition discounts and a Family Grant.

Award Who it suits How it works
Graduate merit scholarship Master's applicants Auto-considered at admission for UAE national and international applicants
Undergraduate merit discount High-achieving undergraduates Tuition discount based on academic performance; confirm the current band with admissions
Undergraduate Family Grant Families with more than one child at ZU 25% tuition discount for each sibling after the first

Tip for Indian Students: For the Fall 2027 intake, submit your graduate application well before the deadline, since the merit scholarship is assessed automatically at admission and stronger, earlier files tend to fare better. Ask admissions in writing which undergraduate merit band your marks qualify for.


Zayed University Tuition Payment Options

A registration fee of AED 1,000 (INR 26,090) is due before you register for courses, and each semester's tuition can be paid in full or split into three installments across the term. International students sponsored by an external authority pay in full by the end of the first week.

Methods of payment for international students:

  • Bank transfer to the university's account from India or a UAE account
  • Forex card
  • Payment through an external sponsor with an official sponsorship letter

Using a forex card or a specialist provider instead of a raw wire typically saves 2% to 3% on each transfer.

Steps to pay the tuition fee for international students:

  1. Accept your admission offer and pay the registration fee
  2. Complete the university-sponsored student residence visa steps
  3. Register for courses so tuition posts to your account
  4. Pay each semester in full, or in three installments across the term
  5. Keep every payment receipt for your residence file

Note: For a Spring 2027 (January) start, pay the registration fee and begin the residence visa steps by December 2026. The UAE student visa clears in a few weeks, but housing payment must reach the university before move-in.

Also check,


Hidden Costs of Studying at Zayed University

Budget for a few one-time and recurring costs on top of tuition and housing, mostly before you arrive for the Spring 2027 or Fall 2027 intake.

  • Application fee: AED 262.50 (INR 6,849) undergraduate, AED 420 (INR 10,958) graduate, one-time
  • Registration fee: AED 1,000 (INR 26,090), before you register for courses
  • Housing security deposit: AED 2,000 (INR 52,180), refundable on departure
  • UAE student residence visa and Emirates ID: roughly AED 3,000 to AED 5,000 (INR 78,270 to INR 1.30 Lakhs), including the medical test, arranged through the university
  • Health insurance: mandatory for the residence visa, roughly AED 1,500 to AED 3,000 (INR 39,135 to INR 78,270) a year; confirm the current premium
  • Books, laptop, and setup: roughly AED 2,000 to AED 5,000 (INR 52,180 to INR 1.30 Lakhs) a year

Budget approximately INR 2 Lakhs to INR 3 Lakhs for first-year one-time and setup costs, mostly the visa, insurance, and deposit.

Note: There is no US-style blocked account or large upfront maintenance deposit, and no winter-clothing budget. The main pre-arrival costs are the registration fee, the residence deposit, and the visa and insurance.


Fee Saving Strategies for Indian Students

The most valuable lever is a graduate merit scholarship, which is assessed automatically at admission. A few more moves keep the annual cash outlay low.

  • Win a merit scholarship: apply early so your file is assessed for the automatic graduate award at admission
  • Share an on-campus room: a double room saves about AED 12,000 (INR 3.13 Lakhs) a year over a single
  • Carry a full credit load: finishing on time avoids extra semesters of housing and living costs
  • Work on-campus where permitted: part-time campus roles can offset living costs, subject to visa rules
  • Use the Family Grant: a sibling already at ZU unlocks a 25% tuition discount for later children

Tip for Indian Students: For the Fall 2027 intake, choose a shared on-campus room and a full 15-credit load. Together these hold a bachelor's annual cash outlay near INR 29 Lakhs and finish the degree without extra-semester costs.

Also check,


For the Fall 2027 intake, students should plan an all-in first-year budget of INR 29 Lakhs for a bachelor’s or INR 20 Lakhs for a master’s while living on campus. A graduate merit scholarship or Family Grant can further reduce the cost, while the UAE’s dollar-pegged currency makes budgeting more predictable. Students should pay the registration fee and start the residence visa process early to avoid delays before the intake.


FAQs

Ques. What is the tuition fee at Zayed University for Indian students?

Ans. Undergraduate tuition is AED 2,500 (INR 65,225) per credit hour, about AED 75,000 (INR 19.57 Lakhs) a year. Master's tuition ranges from AED 2,500 to AED 4,267 (INR 65,225 to INR 1.11 Lakhs) per credit by programme.

Ques. What is the total cost of a degree at Zayed University?

Ans. A four-year bachelor's is about AED 300,000 (INR 78.27 Lakhs) in tuition, or roughly AED 444,000 (INR 1.16 Crore) all-in with housing and living. A two-year master's runs about AED 80,000 to AED 128,000 (INR 20.87 Lakhs to INR 33.40 Lakhs) in tuition.

Ques. Which master's is cheapest for Indian students?

Ans. The M.S. Information Systems Management at AED 79,980 (INR 20.87 Lakhs) is the lowest-cost English-taught master's, followed by M.S. Environment and Sustainability Sciences at AED 90,000 (INR 23.48 Lakhs).

Ques. Are the Abu Dhabi and Dubai campus fees different?

Ans. No. Tuition is identical at both campuses because fees are set federally. Only living costs differ, since on-campus housing is at Abu Dhabi and Dubai students live off-campus.

Ques. How much is on-campus housing at Zayed University?

Ans. A shared double room is AED 12,000 (INR 3.13 Lakhs) a year and a single room is AED 24,000 (INR 6.26 Lakhs) a year at the Abu Dhabi residence, including utilities and weekly transport but not food.

Ques. Are scholarships available for Indian students?

Ans. Yes. Graduate applicants are automatically considered for merit scholarships at admission, and undergraduates can access merit-based tuition discounts and a 25% Family Grant for siblings.

Ques. What are the application and registration fees?

Ans. The application fee is AED 262.50 (INR 6,849) for undergraduates and AED 420 (INR 10,958) for graduates. A registration fee of AED 1,000 (INR 26,090) is due before you register for courses.

Ques. Can I pay tuition in installments?

Ans. Yes. Each semester's tuition can be split into three installments, 50% by the add and drop deadline and 25% each later in the term. Externally sponsored students pay in full in the first week.

Popular Programs and Important Dates

ProgramImportant DatesFeesApplication FeesEligibility
E.M.B.A
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Application Deadline For Fall 2026 Intake (3rd Aug 2026)
USD 23,043 /Yr
AED 85,344 /Yr
420TOEFL iBT: 79 | IELTS: 6

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Bachelor of Science [B.S] Information Systems and Technology Management - Business Intelligence

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